| Category | Rate | Type | Cap |
|---|---|---|---|
|
Gas and EV Charging Stations
Earn 3% cash back in your chosen category. This category includes purchases at gas stations and electric vehicle charging stations. Combined with grocery store and wholesale club purchases, earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter, then 1%.
|
3x | Cash Back | No cap |
|
Online Shopping
Earn 3% cash back in your chosen category. This category includes purchases made online. Combined with grocery store and wholesale club purchases, earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter, then 1%.
|
3x | Cash Back | No cap |
|
Dining
Earn 3% cash back in your chosen category. This category includes purchases at restaurants. Combined with grocery store and wholesale club purchases, earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter, then 1%.
|
3x | Cash Back | No cap |
|
Travel
Earn 3% cash back in your chosen category. This category includes purchases for travel. Combined with grocery store and wholesale club purchases, earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter, then 1%.
|
3x | Cash Back | No cap |
|
Drug Stores
Earn 3% cash back in your chosen category. This category includes purchases at drug stores. Combined with grocery store and wholesale club purchases, earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter, then 1%.
|
3x | Cash Back | No cap |
|
Home Improvement/Furnishings
Earn 3% cash back in your chosen category. This category includes purchases for home improvement and furnishings. Combined with grocery store and wholesale club purchases, earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter, then 1%.
|
3x | Cash Back | No cap |
|
Groceries
Earn 2% cash back at grocery stores. Combined with your chosen 3% category and wholesale club purchases, earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter, then 1%.
|
2x | Cash Back | No cap |
|
Wholesale Clubs
Earn 2% cash back at wholesale clubs. Combined with your chosen 3% category and grocery store purchases, earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter, then 1%.
|
2x | Cash Back | No cap |
|
All Other Purchases
Earn 1% cash back on all other purchases, including purchases beyond the $2,500 combined quarterly cap for 3% and 2% categories.
|
1x | Cash Back | No cap |
| Benefit | Category | Value / Coverage |
|---|---|---|
|
Introductory APR on Balance Transfers
0% introductory APR for 15 billing cycles for any balance transfers made in the first 60 days.
|
Financial | 0% Intro APR |
|
Introductory APR on Purchases
0% introductory APR for 15 billing cycles for purchases.
|
Financial | 0% Intro APR |
|
No Annual Fee
The card has no annual fee.
|
Financial |
$0
Up to $0
|
|
Overdraft Protection (Balance Connect®)
Optional service to help prevent declined purchases and returned checks by linking your credit card to an eligible Bank of America checking account.
|
Financial | Optional service |
|
Extended Warranty Protection
Doubles the time period of the original manufacturer’s written U.S. repair warranty up to one additional year on warranties of three years or less.
|
Insurance | Up to 1 year additional |
|
Museums on Us®
Free general admission to more than 225 cultural institutions on the first full weekend of every month.
|
Lifestyle | Complimentary admission |
|
Free FICO® Score
Access your FICO® Score for free, updated monthly, through Mobile or Online Banking.
|
Other | Complimentary |
|
2% Cash Back at Grocery Stores and Wholesale Clubs
Earn 2% cash back at grocery stores and wholesale clubs.
|
Rewards | 2% cash back |
|
3% Cash Back in Category of Choice
Earn 3% cash back in the category of your choice: gas/EV charging stations, online shopping, dining, travel, drugstores, or home improvement/furnishings.
|
Rewards | 3% cash back |
|
Online Bonus Offer
Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
|
Rewards |
$200 bonus
Up to $200
|
|
Preferred Rewards Bonus
Bank of America Preferred Rewards members can earn a 25% to 75% rewards bonus on every purchase.
|
Rewards | 25%-75% bonus |
|
Quarterly Combined Purchase Limit
The 3% and 2% cash back rates apply to the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.
|
Rewards |
$2,500 quarterly cap
Up to $2,500
|
|
Unlimited 1% Cash Back
Earn unlimited 1% cash back on all other purchases.
|
Rewards | 1% cash back |
|
$0 Liability Guarantee
You are not responsible for fraudulent charges made on your account if reported promptly.
|
Security | Complimentary |
|
Contactless Payment
Secure, touch-free technology for faster checkout at participating merchants.
|
Security | Complimentary |
|
BankAmeriDeals®
Earn cash back on select deals from favorite stores and restaurants when you use your card.
|
Shopping | Varies by merchant |
|
Roadside Dispatch®
Provides 24/7 on-demand referral dispatch network for roadside assistance services.
|
Travel | Pay-per-use |
|
Travel and Emergency Assistance Services
Provides assistance with medical referrals, emergency transportation, and ticket replacement when traveling away from home.
|
Travel | Complimentary assistance |