Step 1 of 6
Card Identity
Tell us which card you're adding — issuer, card name, type, and network so we can match it to our benefits database.
Why we ask
Matching your card to our database gives you automatic access to known benefits, terms, and rate ranges — no manual entry needed.
Step 2 of 6
Balance & Utilization
Your balance-to-limit ratio is one of the biggest factors in your credit score. We'll alert you before it gets too high.
Why we ask
Utilization above 30% can drop your score. We'll ping you before your statement closes so you can pay down first.
Step 3 of 6
Key Dates
Exact dates let us send perfectly-timed reminders — never miss a payment or get blindsided by an annual fee.
Why we ask
Statement close day and payment due day are different. Knowing both means we can help you lower reported utilization AND avoid late fees.
Step 4 of 6
Rates & Welcome Bonus
Track your specific APR and sign-up bonus spending progress. We'll alert you before the 0% intro period ends and before bonus deadlines.
Why we ask
Missing a bonus deadline or being surprised by a 29% APR after the intro period are two of the most costly credit card mistakes.
Step 5 of 6
Rewards & Benefits
Tell us your reward balance and which benefits you actually use. We'll alert you before points expire and flag perks you're missing out on.
Why we ask
The average cardholder leaves $300+/year in unused perks on the table. We'll make sure you're getting every dollar of value.
Step 6 of 6
Alert Setup
Choose exactly which alerts you want for this card. You can fine-tune timing thresholds in your main settings anytime.
Why we ask
Every card is different. A travel card needs different alerts than a 0% balance transfer card.
