This Privacy Policy applies solely to users located in the United States and to information processed in connection with U.S.-issued credit card products. By using the Platform, you consent to the collection and use of information as described in this Privacy Policy.
We collect only the information you voluntarily enter into the Platform, which may include:
All such information is user-attested and entered manually.
The Platform does not connect to banks, credit bureaus, or third-party verification services.
When you use the Platform, we may automatically collect limited technical data, including:
This information is used strictly to operate, secure, and improve the Platform.
The Platform uses automated systems and artificial intelligence technologies to process user inputs and generate outputs. User-entered information may be processed transiently by AI systems to generate calculations, explanations, or projections. We do not use user data to train proprietary or third-party AI models.
We do not sell user data.
Some outputs incorporate publicly available information from credit card issuer websites and other public sources. We are not responsible for the accuracy, completeness, or timeliness of third-party public data.
We retain user-entered information only for as long as necessary to provide Platform functionality, comply with legal obligations, or improve system performance. Where feasible, data is anonymized or aggregated. We do not retain sensitive financial identifiers.
We implement reasonable administrative, technical, and organizational safeguards to protect information from unauthorized access, disclosure, or misuse. However, no system can be guaranteed to be 100% secure. Use of the Platform is at your own risk.
The Platform may rely on third-party infrastructure providers (e.g., hosting, analytics) strictly to support operations. These providers are contractually obligated to protect data and may only process information on our behalf.
The Platform may use limited cookies or similar technologies necessary for core functionality, security, and performance. We do not use behavioral advertising cookies or cross-site tracking for targeted advertising.
The Platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
Depending on applicable U.S. state laws, you may have rights to:
Requests may be subject to verification and legal limitations.
We may update this Privacy Policy periodically. Continued use of the Platform after changes constitutes acceptance of the updated policy.
If you have questions about these Terms & Conditions or this Privacy Policy, please contact us through the Platform’s support channels.
